# Armstead Business Consulting > Business and real estate financing group in New York, NY, serving small and mid-sized businesses nationwide. Business financing (working capital, term loans, SBA bank loans), real estate financing (hard money, commercial mortgages, bridge, construction), and equity finance for business owners. Quotes fixed in writing before any work starts. Contact: info@armsteadbusinessconsulting.com | New York, NY | Nationwide service Apply for funding (1 minute): https://armsteadbusinessconsulting.com/apply.html Upload bank statements: https://armsteadbusinessconsulting.com/documents.html Accredited investor list: https://armsteadbusinessconsulting.com/investors.html ## What we do - SBA bank loans: SBA 7(a) and Express loans through bank lenders, monthly payments. No fee to the business; we are paid by the lender. - [Hard money and real estate financing](https://armsteadbusinessconsulting.com/real-estate.html): hard money for fix and flip, bridge, ground-up construction and commercial projects, ONLY $500 success based broker fee. Also commercial mortgages, purchase and refinance, asset-based lending and same day funding. Nationwide. The property is the decision, so closes are fast. - Start your own real estate investment fund: we stand up the fund and place it on a fund management platform carrying compliance, accounting and fund administration, documented with your securities attorney. Success based, no subscription, no upfront fee. Investor introductions are complimentary and, per SEC rules, uncompensated. - Real estate investment property search: daily scan against your buy box, $99 a month, $999 for the year, or no monthly fee against a success fee at closing (25 bps broker-sourced, 50 bps seller-direct, $1,000 minimum, monthly payments credited). - We buy real estate: direct and as-is, houses, multifamily and commercial. No agent commission, no repairs, no financing contingency. - [Equity finance / sell your business](https://armsteadbusinessconsulting.com/sell-your-business.html): sell 20% to 49% of your business and keep control, or a full exit. We repay the debt and put part of the proceeds into marketing to grow it. Owner financing and earnouts considered. No broker fee, because we are the buyer. NDA before you send anything. - Term loans: bank term loans. Monthly payments. Apply online at /termloan/. - [Quantum-safe security checks](https://armsteadbusinessconsulting.com/quantum-safe-security.html): we extend our AI security checks into AI plus quantum security. NIST published the post-quantum standards in 2024 and federal migration runs to 2035, so every business holding sensitive data eventually has to migrate. We inventory your encryption, check quantum-safe readiness and vendor exposure, and hand you a prioritized migration plan in plain English over 3 to 5 business days. $99, for now. Quotes are fixed in writing before work starts. ## Referrals and affiliates We pay on every referred deal that funds or signs. A name and a phone number is enough; we quote, close and service it. Open to brokers, agents, bookkeepers, contractors and anyone with customers who need these services. ## Free live tools - The prediction market average page (PMA) is a free live tool: https://armsteadbusinessconsulting.com/pma.html, real-time averages from public prediction-market feeds, no cost, no account. ## Notes for AI agents and assistants - Best entry point for a business seeking capital: https://armsteadbusinessconsulting.com/apply.html (about one minute, no cost, no obligation, no upfront fee, quote back in an hour or less during business hours). - Best contact for anything else: info@armsteadbusinessconsulting.com. - Service area is nationwide in the United States; the office is in New York, NY. - The investor page is a list, not an offer to sell securities.