Frequently asked questions

Merchant cash advance, working capital and revenue-based funding from $5,000 to several million. Send your last three months of business bank statements and we come back with real offers, usually the same day and often within hours. Funding lands in 24 to 48 hours on a clean file. We are paid by the funder, so there is no fee to you and no upfront cost of any kind. If you already carry one or more positions we can still work it, and we will tell you straight when a consolidation or a reverse consolidation makes more sense than another advance.

Bank term loans for established businesses, with fixed monthly payments and no daily or weekly withdrawals. SBA 7(a) runs from $350,000 to $5 million on terms up to 25 years, and SBA Express runs from $50,000 to $150,000 on terms up to 10 years. Use it for business acquisitions, partner buyouts, real estate, equipment or refinancing. You typically need two years of tax returns, positive cash flow and a 640+ credit score (680+ for Express).

Apply for a term loan

Commercial mortgages, purchase and refinance, plus fix and flip, rehab, ground up, bridge and asset-based lending secured by real estate. We charge half a point, success based, which is money that stays in your pocket. Quality, speed, low cost. Nationwide.

We quote a game plan, not one loan. Tell us your closing date and we build the stack around it:

• Under 10 days. Unsecured funding only, and ask the seller for an extension. We will not tell you a mortgage closes in a day.
• Ten business days. Unsecured funding plus a hard money flip loan, which is the standard timeline on a clean file.
• Three weeks. Unsecured funding, hard money, and an asset-based loan against the equity you already hold.
• Commercial mortgage in 30 days. Ask for an extension, and we run unsecured funding, an asset-based loan and the mortgage together. Hard money is not in this stack: it sits on residential of four units or fewer, and at five units the property is zoned commercial.
• Commercial mortgage in under 30 days. Unsecured funding and an asset-based loan bridge you to the closing table.

Never shop for a private mortgage again. We stand up your own real estate investment fund and put it on a fund management platform that carries the compliance reporting, the accounting and the rest of the fund administration, documented with your securities attorney. From then on your deal goes out in one email to the investor network on the platform and they fund it in exchange for an equity piece of the deal. The introductions are complimentary on every deal. You stop asking lenders for permission and start bringing your own capital to the closing table. There is no subscription and no upfront fee. We are paid on success, when your fund is standing and your deal is funded. Introductions to investors are complimentary and stay that way. Per SEC rules we accept no compensation for an introduction, not from you, not from the fund, not from any capital raiser, and that includes gifts of any kind. Nationwide.

Tell us your buy box: the markets, the asset type, the price range, the unit count, the return you need, the condition you will take on. We scan against it every day and send you every property that meets it, from brokers and from sellers direct. $99 a month. Pay the year upfront for $999 and save about two months. Or pay nothing monthly and we take a success fee at closing instead: 25 basis points when the property came from a broker, 50 basis points when we brought you the seller direct, with a $1,000 minimum and every monthly payment you have made credited against it. Nationwide.

Through ABCA (ABC Acquisitions), sell 20% to 49% of your business and keep control. You and Armstead, the buying partner, both apply for the debt financing that funds the purchase, and Armstead is responsible for repaying it. We also bring operating expertise, and part of the proceeds goes to marketing to grow the business. No broker fee. Conversations are confidential and we sign an NDA before you send anything. Subject to underwriting and lender approval.

Managed posting across your platforms, written and scheduled for you, for $99 a month. Tiers run 10, 20 or 50 posts a day depending on how aggressive you want to be. You approve the voice up front and then it runs. Reporting shows what actually moved, not vanity counts.

Video, audio, photo, webinars and livestreams, produced for you and priced per finished piece, with the market price printed next to ours. A 60 second explainer is $99 against a US market median of $5,400. A 30 second video is $99 against $2,250. A 90 to 120 second flagship video is $199 against an agency average of $10,983. Monthly video packs run $199, $299 and $499 for 4, 8 or 16 videos. Voiceover is $49 a finished minute against a $400 session minimum, an audio ad $99 against $250, a produced podcast episode $99 against $200. Photo sets are $99, $199 and $299 for 10, 30 or 75 images, against $25 to $50 an image from a studio. A webinar built, run and recut for replay is $199 against $1,500, a livestream $99 against about $3,125. Media strategy with a written plan is $99 against roughly $1,200 of senior strategist time. Everything is AI produced, so the first draft comes back in 72 hours, one revision round is included, the price is fixed in writing before any work starts and you own the finished files outright. Physical events with a real crew on site are the exception: we book and manage them through vetted local production companies at their invoice plus 20%, quoted per event, and that line is not cheap.

A custom video card for birthdays, anniversaries, graduations and events, with music, animation and your message, ready to post or text to the guest of honor. Only $19.95. Send us the names, the occasion and any photos, and we do the rest.

Website, domain, hosting and business email on your own domain, built and live, then maintained. $99 setup plus $19 a month. You own the domain and the site. If you already have a site we will take over hosting and maintenance rather than make you rebuild.

Getting found on search, plus paid ads managed monthly on Google and Meta. We start with what you are already spending and where it is leaking. Ad spend is yours and goes straight to the platform; our management fee is $99 a month. You see the account, the spend and the numbers.

Lists, campaigns and follow-up sequences that keep running without you. We set up the CRM, clean and segment the list, write the sequences and wire the automation, then hand you the dashboard. $99 a month.

We build your CRM inside your own account (HubSpot, Zoho, Pipedrive, GoHighLevel or the one you already use), import and clean your contacts, build the pipeline, wire the follow-up automations, then run it for you every month.

Setup, one time: Starter $99: one pipeline, up to 2,500 contacts, 3 automations. Growth $199: up to 3 pipelines, up to 10,000 contacts, 10 automations, email and text sequences. Pro $499: migration from your old CRM, custom fields and integrations.

Monthly management: Essentials $99 a month: list hygiene, automation upkeep, monthly report. Plus $199 a month: everything in Essentials plus new campaigns, sequences and pipeline changes every month. Pro $499 a month: everything in Plus plus integrations upkeep, custom reporting and a monthly strategy review.

Already have a CRM? About 71% of small businesses do. The hard part is running it: 32% of CRM users say a lack of technical skill is their biggest roadblock. We solve that problem.

No CRM yet? We set you up on a free one in your own name, so there is no software bill. The setup fee covers the build.

Any paid CRM software subscription is billed to you by the software company. Your quote is fixed in writing before any work starts.

LLC or corporation formed properly: entity filing, EIN, operating agreement or bylaws, and the state registrations you actually need. Priced by state, without the upsell maze. Done once, done right, so the bank and the lenders do not send you back.

Trucks, trailers, machinery, kitchen, shop, medical and tech equipment, financed or leased, new or used, including private-party purchases. Terms run 24 to 72 months. Application-only up to a meaningful amount, so no full financial package for smaller tickets. Paid by the lender, so no fee to you.

Enriched UCC filings, every one with a phone number, an email or both, sold as one package at 5 cents a UCC. See today's count and the breakdown by year on the UCCs 4 Sale page.